Vending & Coffee Machine Finance
Whether you’re a small office looking to lease a bean-to-cup machine or a vending operator expanding your network, Tower Leasing provides flexible finance solutions for all types of coffee and vending equipment. Enjoy quick approvals, tax-efficient leasing, and keep your cash flow intact.
What Can Be Financed?
We provide finance for a wide range of coffee and vending equipment, from single office coffee machines to fully integrated, contactless vending solutions. Whether you’re purchasing directly from a supplier or upgrading existing equipment, we can tailor a package to suit your business goals and cash flow.
Equipment we typically finance includes:
- Commercial coffee machines (bean-to-cup, automatic, instant)
- Cold drinks vending machines
- Snack vending machines
- Combination vending units
- Micro-market equipment
- Water dispensers & coolers
- Self-service kiosks and smart vending
- Contactless/payment-enabled systems
If you don’t see your equipment type listed, just ask — we’re happy to review custom quotes or bundled packages from suppliers.
Why Finance Coffee & Vending Equipment?
Investing in high-quality refreshment or vending solutions can significantly boost customer experience, staff satisfaction, and even revenue — but the upfront costs can be substantial. Financing gives you a smarter, more flexible way to access the equipment you need without tying up valuable working capital.
Key advantages include:
- Avoid large upfront costs while getting the latest tech
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Match repayments to revenue cycles (especially for vending operators)
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Keep equipment up to date with upgrade options
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Spread VAT and benefit from potential tax deductions
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Improve customer satisfaction with modern, reliable machines
Who We Work With
Our coffee and vending equipment finance solutions are designed to support a wide range of businesses — from office managers looking to boost staff perks to vending operators scaling their footprint across the UK. Whether you’re just starting out or managing a national portfolio, we can tailor finance to fit your needs.
We regularly work with:
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Offices and co-working spaces
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Gyms and leisure centres
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Education and healthcare settings
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Hospitality venues and events
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Vending operators and franchisees
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Retailers and petrol forecourts
How it Works
1. Quote
Request a quote or speak to a member of our team.
2. Acceptance
We review your application and, if it meets our criteria, provide an approval.
3. Installation
Your supplier installs the equipment and your lease begins.
Get in Touch with Our Team
Ready to upgrade your coffee or vending machines? Get a fast, competitive quote from Tower Leasing today.
Success Stories
How a Café Generated £37k with One Coffee Machine - Without Paying for it Upfront
An independent café turned a coffee machine upgrade into £37,000 revenue, in just seven months. The best part? They didn’t pay a penny upfront. Learn how flexible finance helped them boost service and profits without straining cash flow.
How a Busy Conference Centre Upgraded Its Coffee Offering While Managing Costs
A conference centre needed to replace its ageing coffee machines but had concerns about the cost. Discover how leasing helped them invest in fewer, better machines, improving guest satisfaction and cutting downtime.
Frequently Asked Questions
How long can I finance the equipment over?
We typically offer terms from 36 to 60 months. The right term for you depends on your cash flow, equipment lifespan, and business objectives.
Can I upgrade the machine later?
Yes, we can upgrade your machine at any time during the lease period.
Can I choose my own supplier or equipment brand?
Yes. You’re free to choose the machine and supplier that suits your needs, or we can introduce you to trusted vendors if you need help.
Do you offer vending finance to start-ups?
Yes, we support both new and established businesses with tailored funding.
What’s the minimum finance amount?
Typically from £1,000 upwards. We’re flexible and work with a wide range of deal sizes.
Can I finance refurbished coffee or vending machines?
Yes, depending on supplier and condition, we can offer finance for quality pre-owned equipment.
Can I bundle installation and servicing costs into the finance?
Often, yes — talk to us to see if your supplier invoice qualifies.
Can I finance multiple machines in one agreement?
Absolutely. We regularly finance bundled packages for multiple sites or machine types under one agreement.